Whatever your mortgage requirements, we have access to a wide range of lenders to find the right deal for you and your circumstances. We’ll have an in-depth conversation with you to truly understand your needs and use our industry expertise to give you qualified advice on the best way forward.
We make the mortgage industry simple, giving our customers access to the best deals with clear, qualified and regulated advice on their individual needs.
We search the land to work with the biggest names and provide our customers with the widest choice of options. Our qualified, expert advisors will match your needs with the right provider, giving you peace of mind that you’ve secured the best deal possible.
Whatever type of mortgage you are looking for we’ll search our wide range of providers, including specialist lenders, and give you expert advice to match you with the most suitable new mortgage available.
Getting a mortgage is often a stressful and complicated process, and that’s why having a qualified, expert mortgage broker on your side to guide you through the process from start to finish can be invaluable.
We break down the legal jargon, complicated interest rates and long-winded terms of the mortgage industry to help you choose the best and most suitable deal for you.
We search the land to work with the biggest names and specialist lenders to provide our customers with the widest choice of options. Our qualified, expert advisors will match your needs with the right provider, giving you peace of mind that you’ve secured the best deal possible.
A mortgage is a type of loan secured on a property you’re looking to purchase. For most people this allows them to purchase a home they would not be able to afford otherwise, whilst securing the loan gives the lender security so they can lend you the required amount at a low rate of interest. If the loan repayments are not maintained the lender may repossess the property and sell it on to recover their money. Once the mortgage term is completed the homeowner’s ongoing payments end.
Generally speaking yes, but an independent valuation needs to be carried out on the property before a lender will agree to provide the mortgage. Some properties, such as specialist construction properties, are not accepted by all lenders however your mortgage advisor will be able to assist if this applies to you.
There are two main types of mortgage and they differ depending on how the loan is repaid:
There are then two different ways in which the interest rate on your mortgage can be set:
To see what type of mortgage is suitable for you and your needs, speak to us today.
Different lenders will assess your income in different ways, depending on your circumstances such as whether you are employed or self-employed. By working with us you can ensure your income will be matched to a lender that will more likely accept your application, reducing the risk of failed applications and additional credit checks which could damage your credit score. Get in touch with us to find out more.
‘Loan to Value’, which you may see written as ‘LTV’, is basically how much of the property price you need to borrow. For example, if you were looking to purchase a £200,000 property with a £20,000 deposit you would have a 10% deposit, and your LTV would therefore be 90%. When looking at mortgages and remortgages the less you need to borrow the less of a risk you are to a lender, and your interest rates will be more competitive as a result.
Put simply, we’ll search a wide range of providers to find the best mortgage deal for you. Getting a mortgage can be an intimidating prospect, but our friendly and professional advisors will guide you through your options and manage the whole process from start to finish.
We are authorised to give professional advice as to the best way forward for your needs and situation, as opposed to just providing ‘information’ which sets us aside from many other ‘experts’ in the field, and can give you more balanced advice than if you went directly to a provider like your bank or building society.
