Makeover your mortgage to makeover your home
Not all mortgages are to fund new properties. If you’re planning on decorating, refurbishing or altering your property then a Home Improvement mortgage could unlock the value already in your home.
Not all mortgages are to fund new properties. If you’re planning on decorating, refurbishing or altering your property then a Home Improvement mortgage could unlock the value already in your home.
There are many good reasons why remortgaging can be a good idea, and releasing value from your home is just one of them. Home Improvement mortgages are a great way to free up capital that allows you to invest in a fresher, better property without needing to find the cash up front.
Like any other mortgage there are a number of options available for anyone looking for a Home Improvement mortgage, but finding the best possible deal is especially important if you want to free up as much value as possible to put towards your improvements.
Our advisors can use their expert advice and years of industry experience to find the right deal for you and ensure your home improvement fund is maximised to its full potential.
Getting a mortgage is often a stressful and complicated process, and that’s why having a qualified, expert mortgage broker on your side to guide you through the process from start to finish can be invaluable.
We break down the legal jargon, complicated interest rates and long-winded terms of the mortgage industry to help you choose the best and most suitable deal for you.
We search the land to work with the biggest names and specialist lenders to provide our customers with the widest choice of options. Our qualified, expert advisors will match your needs with the right provider, giving you peace of mind that you’ve secured the best deal possible.
A mortgage is generally the term used when you are buying a property, whilst a remortgage is generally used when a current mortgage is being switched to a new rate, new terms and/or a new lender. We are authorised by the FCA to discuss and advise on both new mortgages and remortgages for our customers.
The main benefit of remortgaging is to save money. If you’re on a fixed-rate mortgage for example, where the fixed term will soon expire, then you run the risk of rolling over onto the lender’s standard variable interest rate which is often far higher. Since you’ll start paying more interest, your mortgage will become more expensive so switching could avoid a rise in repayments.
Other benefits include:
Whatever the reason you’re looking to remortgage, the chances are there’s a mortgage out there that’ll offer you this flexibility and we can help you find it.
Remortgaging is usually fairly straightforward, and on average the whole process of actually applying to remortgage takes around 6-8 weeks. The trick is to start early so you have enough time to find the deal that suits you best, around 6 months before your fixed term expires. That way there will be enough time for the paperwork to go through, which means you can move from the fixed rate period on your current mortgage straight into your new mortgage. Get in touch with us as soon as possible so we have ample time to find and secure you the best deal. We manage the process from start to finish, so you don’t have to.
Put simply, we’ll search a wide range of providers to find the best mortgage deal for you. Getting a mortgage can be an intimidating prospect, but our friendly and professional advisors will guide you through your options and manage the whole process from start to finish.
We are authorised to give professional advice as to the best way forward for your needs and situation, as opposed to just providing ‘information’ which sets us aside from many other ‘experts’ in the field, and can give you more balanced advice than if you went directly to a provider like your bank or building society.